Archive | March, 2010

“Broken Trust” article Reveals Illinois Funeral Preneed Peril-YourFuneralGuy

31 Mar

Funeral trust in Illinois may be permanently Broken By the Illinois Funeral Directors Asssociation

An Article in Illinois has created  some hysteria on the Illinois Funeral Directors Preneed Ponzi Scheme. The money left in the lady’s  “Preneed account “is far less than what she will need for her funeral. Clearly the policy holder thought her funeral needs were covered.

The truly said part of this story is that the lady  had a “non guaranteed preneed  policy”  which means that there is no guarantee that the money would be there to cover the funeral. What is truly remarkable is this article is that the reporter had no understanding how preneed  funeral insurance works.  She thought the consumer deserved to have her funeral covered.

Many times even the best reporters do not understand preneed.

If the Funeral Professional  who sold the policy did not explain the non guaranteed preneed policy, shame shame. Many times people who purchase prepaid funerals just think that because they prepay it is all taken care of. This is not the case.

Putting all this aside the basic problem still exists in this case. The Illinois Funeral Directors Association(IFDA),took stole, mishandled, misappropriated, made bad investments with the people’s preneed money.

Snippet from “Broken trust: Prepaid funeral loss leaves Dixon family puzzled, waiting for answers”:

One such woman is Dixon resident Oma L. Grace, who in 1994 prepaid $6,508.94 for her funeral to Preston-Schilling Funeral Home in Dixon.

Grace, who now is 103 years old, presumed the cash deposit she paid would be used to cover the cost of funeral arrangements when her time came.

Hers is a non-guaranteed contract, meaning that the amount she paid does not guarantee the price for any specific goods or services. It reads: “Any funds paid under this contract are only a deposit to be applied toward the final price of the goods or services contracted for. Additional charges may be required.”

Sixteen years later, Grace and her family have discovered that the reality of her situation was far different from her original intention.

On April 6 of last year, Grace received a statement in the mail from Preston-Schilling listing the total charges for her funeral – $12,537.98.

This amount would not have been reason for alarm if the original balance on her account as of Sept. 29, 2008 – $12,028.01 – had matched its value as of April 6, 2009 – $8,160.35. In 7 months, the balance had decreased more than 32 percent.

via www.saukvalley.com

Funeral Industry| Funeral News| Funeral Blog by Your Funeral Guy

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Marines Father will not Pay Court ordered|Funeral Protester Fee| instead FN O’Rielly|Your Funeral Guy

30 Mar

Dead Marine's Father is refusing to pay the Westboro Baptist Church Appeal Fee. Instead Fox News Bill O'Reilly will pay the fee.

A Marine’s Father early in the day today stated he was refusing to pay the  Court Ordered “appeal fees”  to  the Westboro Baptist Church.

The  Westboro  Protestor Group shouted vile protests- ” Anti Gay and Anti America Slogans” at his son’s “Fallen Hero” Funeral. In the latest court action the Father  was told to pay the $16,000  appeal fees to Westboro Baptist.  The free speech and funeral picketing case  will be later heard by the United States Supreme Court.

Later in the day in a  show of conservative support Bill O Reilly of Fox News(O’Reilly Factor) stated he would pay the $16,000 dollar appeal  fee to the Fred Phelps group.

Snippets from Fox News:

Albert Snyder, of York, Pa., told Fox News he does not intend to pay $16,510 to Fred Phelps, the leader of Kansas’ Westboro Baptist Church, which held protests at Marine Lance Cpl. Matthew Snyder’s funeral in 2006.

“I don’t think I’m going to be writing a check until I hear from the Supreme Court,” Snyder told Fox News on Tuesday. “I’m not about to pay them anything.”

via www.foxnews.com

Funeral Industry|Funeral news| Funeral Blog by Your Funeral Guy

Illinois Funeral Director Assoc. Lawsuit leader speaks to Press|YourFuneralGuy

30 Mar

Alex Calvert,  whose Calvert Funeral Homes LLC is the lead name in the Six Funeral Director Class Act Class Action  Lawsuit against the Illinois Funeral Directors Association recently spoke to the press.

His comments were not about the IFDA Preneed Trust  Scandal. Instead he commented on Human Remains (Ashes) left in Funeral Homes.

Leader in IFDA Lawsuit-talks to the press

The key,” says Alex Calvert, director of Calvert & Metzler Funeral Home in Bloomington, and one of more than 35 Calvert homes across Illinois, “is to have a plan with the family (for dispensation of the ashes) and to maintain a communication. We have to make sure people have a plan of what they want to do and that usually works. I’m not saying we’ve not had loved ones stay here for months, but eventually it’s resolved.”

via www.pantagraph.com

Maybe Mr Calvert (and other Funeral Directors In Illinois) should have had a plan with the IFDA (to keep track of the folks preneed Funds)  and maintained communication so over 100 million dollars would not have been lost and mismanaged.

Funeral Industry|Funeral News|Funeral Blog by Your Funeral Guy

Marine’s Father to pay the Westboro Baptist Church(Funeral Protest Case)|YourFuneralGuy

30 Mar

A Marine’s Father has been ordered to pay the Westboro Baptist Church. This is in regards to A Funeral Protest, Free Speech, case that the Supreme Court of the United States of America will soon hear.

This is a funeral protest and free speech case. The Westboro Baptist Church  has been known for their funeral protests at military funerals. Anti American, anti military, and anti gay the church is well known for their hate.

Albert Snyder — the Pennsylvania man whose Marine son’s funeral was protested by Westboro Baptist Church — has been ordered to pay the church over $16,000 to cover the cost of their appeals, the AP reports. That case is going to be considered by the U.S. Supreme Court.

via blogs.kansascity.com

Read more on the the Supreme Court and the Westboro Baptist Church

Funeral Industry|Funeral News|Funeral blog by Your Funeral Guy.

Arrested Domestic Terrorists|Michigan Militia|plan-kill Police,Attack Funeral |Your Funeral Guy

29 Mar

Recently arrested Terrorists, a Michigan Militia had a plan KILL POlICE, ATTACK FUNERAL.  From a Funeral Director’s perpective this is scary.

The Michigan based home grown group is called Hutaree. 7 members were arrested in FBI Raids over  the past weekend.

ADRIAN, Mich. – Nine suspects tied to a Christian militia that was preparing for the Antichrist were charged with conspiring to kill police officers, then kill scores more by attacking a funeral using homemade bombs, federal prosecutors said Monday.

via www.msnbc.msn.com

Clearly these folks were some kind of Religious Extremists.

Funeral Industry|Funeral News| Funeral blog by Your Funeral Guy

Neptune Society Ad another cremation Marketing Blunder?|YourFuneralGuy

29 Mar

The Neptune Society is running an ad once a month  for the rest of the year in USA Today. This is quite interesting as a  recent marketing blunder is  quite well known in the  the Funeral Industry From late in 2007(not the current ad):

WIN A PRE-PAID CREMATION.

“Complete all of the reply slip information and you will be eligible for a drawing each month.” via thelipstickchronicles.typepad.com

The current ad for 2010 has the phrases “Think outside the Wooden Box” showing a picture of wooden  casket and “leave the world a better place” –The Current Ad:

Many will find this ad offensive, to others it will be comical.

Clearly the ad will not help the Neptune Society and not USA Today.

Last year the Neptune Society was fined 1.2 million by the State Of Colorado, for violations. It is best not to purchase a prepaid, funeral|cremation policy with these people.

Marketing death and cremation is very tricky and many times offends folks.

Ad pictured via brandfreak.com

Funeral industry| Funeral Blog by Your Funeral Guy

Video |Ultimate Funeral Procession|”Queen Mothers Pipes and Drums”|Your Funeral Guy

28 Mar

Not the usual fare here,  a video of the ultimate funeral procession-“Queen Mothers Pipes and Drums.” This a  Crowd View of  a Funeral Procession coming up on Westminster Abbey in London, England.

Funeral Industry| Funeral News| Funeral Blog by Your Funeral Guy