Archive | January, 2009


31 Jan

More info on ILLINOIS FUNERAL DIRECTORS ASSOCIATION LAWSUIT was disclosed yesterday. What they said about their coming court case was quite confusing.

Without naming the names of the parties involved this is what the executive director of the  IFDA said:

“The IFDA Preneed Trust began operating in 1980 under a license issued by the Illinois Office of the Comptroller which regularly renewed the license over the course of more than 25 years. At this juncture, our counsel is reviewing this legal filing to determine the most appropriate course of action to defend our Association, our members and the truth.”

The part that is a tad bit confusing is this: The current comptroller took away the IFDA’s license to manage the trust fund, because the IFDA should not have been given a license to manage the fund in the first place.

So how can a Comptroller renewing the license be a defense?

One lawyer sorted it out at offered some insights.

Can anyone comment and enlighten me here?

Blog by Your Funeral Guy.

This is a sad state of affairs for the Funeral Industry, preneed and your funeral cost.

Statement E- mailed to me by the current IFDA executive director.

An apology, the last post on this subject was deleted due to to a computer malfunction.

Your Funeral Guy: Chris Rock Funeral?

30 Jan

No  as far as I know Chris Rock did not die. This guy however can be quite funny. Many times the best way to think about a funeral is through humor. One should not go so far as to take on the role of the Joker. Chris has put his head together on funerals. He will be doing a movie. In fact he co-wrote the  remake of “Death at a Funeral

Laughter is one of the best ways to put some distance between you and death, grim reaper, vampires, your funeral  etc. The movie bucket list did a good job with this last year. In fact it has been said that laughter can reduce funeral cost because it puts more time between you and your final event.

The entertainment magazine Variety reports that the American version will be directed by Neil LaBute. The comedy will be done by Screen Jems. The film centers on a dysfunctional family where arguments, tension and stress reign.

Anyone working in the funeral business sees this sort of thing all too often. I look forward to “Death at a Funeral”

Blog by Your Funeral Guy.

Your Funeral Guy: NFDA to Defend Funeral Cost/ Industry/Preneed.

29 Jan

Breaking News January 29th 2009-This is an historic move on funeral cost, the funeral Industry and Preneed. (prepaid funerals) The National Funeral Directors Association (NFDA) announced plans to reach the masses in the defense of their industry.

This was done in  reaction to two disastrous Scandals in 2008 -National Prearranged Services(NPS) and the Illinois Funeral Directors Association IFDA Preneed Trust Mismanagement Debacle. The NFDA will spent thousands of dollars to reach millions on a major television advertising blitz.

This will do nothing but raise the average cost of a funeral in the United States. I have estimated the average   funeral  cost to be $8,500.00 USD plus.

In times of deep economic trouble with folks demanding lower cost funerals. this is clearly an attempt to drum up business for an industry clearly in trouble with massive overhead.

The full press release can be viewed at

Blog By Your Funeral Guy

Your Funeral Guy: Angies List-Watch it If You Prepay

28 Jan

It may surprise you to find out that prepaying a funeral(preneed) drives up the average cost of a funeral. mentioned in this blog prepaying a funeral is a very risky thing.  The Funeral Industry wants you to do this because they simply want to get the interest on your money.

Now Angie of Angies List says you must check out the funeral company giving you the funeral policy.

Angie Hicks of Angie’s List said pre-planning is simple. Pre-planning though should not be confused with prepaying.  This was said in an Indiana News Outlet.

“When it comes to making payments, you need to take into consideration the sustainability of the company you’re working with. The last thing you want to do is to have prepaid a funeral and find out the company has gone out of business before the funeral,” said Hicks.

That means, said Angie, you really need to do your homework before signing anything.

“You need to do more research than just the convenience factor to find out how long they’ve been around. What their reputation is and exactly who controls the money they are putting down for that funeral. Is it the funeral home or is it outsourced,”

Angie said: There are laws in Indiana about how your money is handled by the funeral home when you prepay. Make sure you understand them, before you give anyone your money. ”

In 2008 many folks including funeral directors did not check out the Illinois Funeral Directors Association IFDA  Preneed Trust or National Prearranged Services. Both Funeral Homes and the public lost money. There were lawsuits. Again this drives up the average cost of a funeral. Often there is a disaster for you, if the funeral company has financial problems or goes out of business.

Blog by Your Funeral Guy

Your Funeral Guy: Funeral Industry/Preneed Begs To Be Regulated.

27 Jan

The funeral and preneed industry is begging to be regulated. They are realing from the NPS Preneed Trust Scandal (national prearranged services) and the IFDA Preneed Trust Scandal Illinois Funeral Directors Association  from Last Year.

The problem is you cannot squeeze the toothpaste back in the tube. I believe the reputation of the funeral industry is now beyond recovery unless there is the bold move of making money on a lot of low cost funerals is made. Many funeral homes will have to adapt this strategy just to survive.

An interesting article was recently posted on this in Missouri the home of the National Prearranged Services disaster entitled:

Pre-need funeral legislation requires providers “be of good moral character”

Problem is you cannot legislate good moral character. when the reputation is gone the reputation is gone.

Here is a quote from the article:

“I don’t know of any other profession … (that) has come to the legislature to say, ‘Please regulate our industry more, please audit us more, please investigate us more because we want to make sure the public is confident in our industry and in our profession and in the whole pre-need process,'” said Donald Otto, executive director of the Missouri Funeral Directors Association.

Blog by Your Funeral Guy

Rember to find the IFDA and NPS  info at



Your Funeral Guy: IFDA Information Has Been Moved!

26 Jan

Today I am going to inform you of a little your funeral guy, blog and funeral cost house cleaning.Some of the information I have gathered on the Funeral Industry disaster on Illinois Funeral Directors Association and the IFDA Preneed Trust is no longer available at the old location.

Info has been moved from to

http://www.lowercost blog.

If you saw information there before, You can find it at the new location. Simply search the site.

In fact the entire  blog has been deleted. The blog will not be coming back. At the new loction tags and categories have been removed that relate directly to funeral homes and individuals.

If individuals and funeral homes are politicians from county coroners to United States Senators or US Presidents the tags and categories are still there.

Just thought you would like to know. I know that some of you have repeatedly gone to that site for funeral industry information.

If you have any questions on this, put them in a comment and I will answer.

All the best,

Your Funeral Guy.

Your Funeral Guy: Funeral Cost for Profit and Not For Profit.

25 Jan

This may come as a surprise to you and your funeral cost. It is Not for profit Funeral Homes. I first ran into this as I was interviewing for my first job as a Funeral Director. The first not for profit funeral home I ran into was Valley Funeral Home in Appleton, Wisc.

This is from their website:

“This means that the profits that the funeral home makes are returned to the families we serve for that year in the form of stocks and dividends. (80% stock, 20% dividends.) Getting established this way was a challenge.”

Very interesting, returning cost to the client! You.

Another approach on the not for profit funeral home can happen because of dual funeral home registration. Some jewish funerals will be done this way where the cost savings goes immediately to the consumer. Quoting from the news article.

“The extra money goes back to the Jewish community, which is where it should be going,” Apter said. “We have no shareholders to answer to, no huge board of directors, just myself and Mark and our staff. If you look at the economic climate today … I saw this time after time — a family walks in, they’re handed a statement, and the cost is very high.”

Indeed different funeral guys operating out of the same facility may make it possible for the consumer to have lower funeral expenses. Kudos to these two funeral guys!

Blog by Your Funeral Guy

Be sure to let me know how you lowered the cost of a funeral.